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Privacy Policy

About GlobeFunder

GlobeFunder welcomes you to our marketplace of lenders and borrowers. GlobeFunder holds its members in the highest possible respect and regard. GlobeFunder has created this privacy policy to demonstrate its commitment to user privacy and online data security, and to communicate its online data security, and to communicate its online information gathering, use and dissemination practices for users of our website. We encourage users to take the time to read and understand this privacy policy. Our privacy policy applies to all current and former GlobeFunder members. Thank you for being a part of GlobeFunder.

This privacy policy is incorporated into and subject to the terms of the "Terms of Use" for our website. This privacy policy will fully disclose our policy about the collection, maintenance, use, disclosure, and security of personally identifiable information obtained from users of our site. By personally identifiable information we mean a user's name, address, email address, telephone number, financial information or any other information that can be used to contact an individual, or which is identifiable of a specific individual.

GlobeFunder members can view borrower profiles and potential lending opportunities.

You can give us feedback or submit questions at any time by sending email to contactus@globefunder.com.

If you are under 18 years of age you are not permitted to use GlobeFunder's website or our borrowing or lending marketplace.

GlobeFunder's Colletion of Information and Its Use

GlobeFunder collects information about our members when you register as a new member and from time to time as you update your profile information. Your information, if you are a borrower, will be shared with prospective lenders of GlobeFunder, although not in a manner that would specifically identify you. Information may also be shared about you as permitted by law. Your personal information is not sold or rented to third parties, although we may use this information to provide you with special offers that may be of interest to you, at your request.

GlobeFunder also logs other information that cannot necessarily identify you personally such as IP addresses, composite member data, browser types, visits to the site and what services are used. GlobeFunder uses data to better control and manage the website, serve our members and to improve what services we provide. This type of information may be shared with other advertisers and service providers to improve the services they provide to our members.

Your personal profile information is used as part of the GlobeFunder marketplace, as well as the lending transactions that may also be facilitated by our website. You may access and update your personal profile as frequently as you desire and your personal preferences may be updated any time you wish by emailing us at "contactus@globefunder.com." We may use your profile information to send updates or newsletters from GlobeFunder and you may choose to not receive this information by electing to unsubscribe from this email.

GlobeFunder contains blogs, message boards and other information that is open to the public for viewing and access. Please be aware that any information you post on GlobeFunder may be accessible by the public and can be used by these third parties to send you unsolicited communication, advertisements and other unwanted information.

GlobeFunder may also from time to time sponsor a promotion or contest or sweepstake on the website or we may allow other third parties to do the same. Members may be asked to provide personal information such as name, address, email or other questions as part of participating. You may also elect to receive certain information from these third parties and authorize GlobeFunder to share personal information about you. Borrower information is displayed on the GlobeFunder website. Borrower and loan listings are displayed for viewing by registered members on GlobeFunder. We display payment status information on loans. We also display ratings on our individual borrowers.

As described above, GlobeFunder collects personal information as part of the registration process. This information includes name, email, address, and telephone number. We may use your name, email address or phone number to respond to your service request should you ask us to do so. Also, we may contact you if there are problems with your transaction.

Your feedback is important to us and we will use your feedback to make GlobeFunder a better marketplace.

As part of GlobeFunder's marketplace, you are free to share whatever personal information you would like with other members and/or with a group of which you may be part. As a community-oriented website, it is important that GlobeFunder members be able to learn more about other members, particularly other borrowers and lenders, when they may wish to assess any potential loan transactions.

GlobeFunder has a referral service by which we may ask you to provide your friend's email address and name so that we can send your friend an automatic email inviting him or her to our marketplace. We also will use this information to determine how successful our "Refer a Friend" program is on GlobeFunder. Your friend can opt out of any further emails or information from GlobeFunder by unsubscribing on that email.

As required by federal state and local law, we may be required to share member information with law enforcement officials.

GlobeFunder may also use third party vendors and customer service firms in order to provide services such as call center services and technical support to our customers. If we engage in these types of relationships, your information will only be available to these third parties to the extent necessary in order to provide you with the right response to your questions or issues.

Globefunder will never engage in using your personal information to sell or rent to other firms that will use your information for marketing to you, although we may use this information to provide you with special offers that may be of interest to you, at your request.

Lender and Borrower Listings

If you register as a borrower and create a listing, we display your listing, including your screen name GlobeFunder rating and the description you prepared for listing on the website for public viewing.

If you obtain a loan as a GlobeFunder borrower, loan status information is displayed. Your screen name is used to identify your loan, and we advise you that you should choose a screen name that does not closely resemble your real name. Personal information cannot be part of your loan listing.

Links to other websites

GlobeFunder contains links to other websites and GlobeFunder is not responsible in any way for security or privacy measures on these websites. When you link to another website, you should read in its entirety their privacy policy which will govern your use of their site. GlobeFunder's privacy policy does not apply to any third party websites linked from the GlobeFunder website.

Protection and Storage of Information

The information we collect from you when you register as a GlobeFunder member is kept safely and securely in our platform. We retain this information to satisfy legal requirements such as recordkeeping, tax reporting, and credit reporting requirements, as well as for purposes of fraud prevention, audit and data integrity.

Encryption technology protects information that may be used to identify you. Access is limited to your information to our employees and designated third party vendors of GlobeFunder. We control access to this information and limit access to only those employees or third parties on a need to know basis.

Firewalls and security technology protects your information. GlobeFunder servers use Secure Socket Layer (SSL) technology for security when you are logged into the site such that others cannot view your actions on GlobeFunder. GlobeFunder tests its systems to ensure safety and security regularly.

Do not share your GlobeFunder password with anyone and protect it with all possible efforts. GlobeFunder has procedures for recovering your password, and we will never ask you for your password via email or over the telephone. Make sure to be on our website: www.globefunder.com before ever providing your password information.

Legal Obligations

GlobeFunder may have to share composite website information on usage, demographics or other information to government authorities by law. For a seven year period, GlobeFunder may also keep information on our members in accordance with federal and state law. GlobeFunder's obligations under this privacy policy do not apply to any information or data that: (a) is not identifiable as yours; (b) is or becomes entirely in the public domain; (c) was known to GlobeFunder prior to its access to the information or data; (d) received lawfully from a third party through no breach of any obligation of confidentiality owed to you; and/or (e) created by GlobeFunder independently of its access to or use of your information.

Marketing and Advertising

GlobeFunder does not sell or rent your information to third parties or marketing firms although we may use this information to provide you with special offers that may be of interest you, at your request. Communications may be sent to you periodically by GlobeFunder to notify you of news or events. We may also be required to share information with you as part of your transactions on our website.

Use of Cookies

We use session ID cookies to make it easier for you to navigate our site. Session ID cookies expire when you close you browser. We use a persistent cookie that remains on your hard drive for an extended period of time, so that we can recognize you when you return to our web site. Use the Help section of your browser to remove a persistent cookie.

Privacy Notice

You should separately review our Privacy Notice. It is applicable to all borrower's on our website.

Other Use of Information

Many third parties wish to access GlobeFunder data and information such as academic researchers, software developers and others for lawful purposes. Your screen name may be provided, but GlobeFunder will never provide any personal identification information to these parties.

Tips for Maintaining Security and Privacy on GlobeFunder

Screen name selection: Your screen name identifies you to other members of GlobeFunder. Do not choose a screen name similar to your real name, or any screen name that may identify you to others, in order to protect your privacy.

Password: Do not choose a password that can be easily determined such as your street address, children's names, and dates of birth or other. Choose a unique, hard to determine password with a combination of letters and numbers and symbols. Also, change your password periodically (every three months or less).

If you use GlobeFunder's social network blogs, comments, journals and other public information, please be aware that the public can access this information. GlobeFunder does not monitor or protect this information from public viewing; any information input here by you is done at your own risk.

State Law

Privacy rights under your particular state of residence may also govern use of GlobeFunder and its practices.

Changes to the GlobeFunder Privacy Policy

GlobeFunder may change this privacy policy at any time to accommodate for changes required by law, technology, website functionality or other factors. You should monitor this privacy policy for any changes as they will be posted immediately on the GlobeFunder website and to this privacy policy.

GlobeFunder intends to be a licensee of the TRUSTe Privacy Program, part of a non-profit organization that promotes the appropriate, fair use of information on the Internet. This Privacy Policy governs www.globefunder.com. GlobeFunder also will submit this Privacy Policy for compliance and audit by TRUSTe.

If you want any additional information or if you have further questions, please contact us at contactus@globefunder.com. We will use this information solely to respond to your request.